Appraisal services for Maysville and Mason County homeownersThe top reasons Kentucky homeowners need Mason's Appraisal Service:
We at Mason's Appraisal Service understand the unique needs of a consumer seeking appraisal services. Our customary business clients understand the appraisal process and the standard "products" we deliver to them. But as a consumer, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours.Challenge Mason County's assessment of your propertyLet's say you live in a local area that is declining -- your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When challenging your property tax assessment, getting a professional appraisal from Mason's Appraisal Service is your strongest weapon.Need to remove PMI?PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping people just like you remove unwanted and unneeded PMI insurance.Was your HELOC recently frozen?If your house is in a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. An efficient appraisal from Mason's Appraisal Service can help you reinstate your HELOC.We Also Offer Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for verity, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Mason's Appraisal Service offers field reviews where we'll go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have had in the past. Even though most appraisal reviews are commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion. |
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